Broker Check

A Different Philosophy

 We carefully strive to avoid some common investment pitfalls :


The madness of crowds

  • Often wrong historically, especially at the extremes
  • Crowds may tend to buy high (during euphoria), and sell low (during panics)

Static “buy and hold” strategies

  • Highly volatile historically, especially in recent decades
  • Used by some during the Credit bubble (2008-09); Tech bubble (2000-01); Stock market crash (1987)
  • What’s next?

Age-based asset allocation strategies

  • Stocks and bonds are both risk-based assets
  • This is often misunderstood